Quick estimates for take-home pay, self-employment, Uber/taxi drivers, dividends and VAT — UK 2025/26 rates.
Employee details2025/26
Estimates only — HMRC 2025/26 rates (England, Wales & NI). Class 1 employee NI. Not financial advice.
Take-home (yearly)£0£0 / month
Gross£0
Personal allowance£12,570
Income tax−£0
National Insurance−£0
Student loan−£0
Pension−£0
Effective tax rate0%
Self-employment2025/26
Income tax + Class 4 NIC on profit. Class 2 NIC is no longer charged where profits exceed the Small Profits Threshold (you keep the NI credit). Estimates only.
Net income (after tax & NI)£0£0 / month
Profit£0
Personal allowance£12,570
Income tax−£0
Class 4 NIC−£0
Student loan−£0
Pension−£0
Effective tax rate0%
Private-hire driver2025/26
Uses HMRC simplified mileage (45p first 10,000 miles, 25p after) to cover fuel, insurance, repairs & depreciation — don't also claim those separately. Income tax + Class 4 NIC on profit. Estimates only.
Income after tax£0£0 / month
Total fares£0
Platform fees−£0
Mileage allowance−£0
Other expenses−£0
Taxable profit£0
Income tax−£0
Class 4 NIC−£0
Tax to set aside−£0
Director / shareholder2025/26
£500 dividend allowance. Dividend rates 8.75% / 33.75% / 39.35%. Income tax on salary included; employee NI is not modelled. Estimates only.
Take-home (salary + dividends)£0£0 / month
Salary£0
Dividends£0
Income tax on salary−£0
Dividend allowance£500
Dividend tax−£0
Total tax−£0
VAT calculatorUK VAT
Standard 20%, reduced 5% (e.g. domestic fuel) or zero-rated. Estimates only.
VAT amount£0at 20%
Net (excl. VAT)£0
VAT£0
Gross (incl. VAT)£0
Flat Rate SchemeFRS
Flat Rate Scheme: VAT due to HMRC = flat rate × VAT-inclusive turnover. Taxi & private hire = 10%. Estimates only.